Information Collection and Use

At druqanelivost, we collect information to provide better budget prioritization services to our users across Canada. When you create an account, we gather basic personal details including your name, email address, and contact information. This helps us customize your financial learning experience and communicate important updates about your account.

Our platform also collects usage data to understand how you interact with our budget prioritization tools. This includes which features you use most frequently, time spent on different sections, and your learning progress. We never sell this information to third parties, and it's used solely to improve our educational content and platform functionality.

• Personal identification information (name, email, phone number)
• Account preferences and settings
• Learning progress and platform usage patterns
• Communication history with our support team

Data Processing Under Canadian Privacy Laws

druqanelivost operates in compliance with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy legislation. We process your personal information based on legitimate business interests, specifically to provide financial education services and improve our budget prioritization platform.

Your consent is obtained before collecting sensitive financial information. We maintain detailed records of consent given and provide clear opt-out mechanisms for all non-essential communications. Our data processing activities are regularly reviewed to ensure compliance with evolving Canadian privacy standards.

Information Sharing and Disclosure

We don't share your personal information with external parties for marketing purposes. However, we work with trusted service providers who help us deliver our educational content and maintain platform security. These partners include cloud hosting services, email delivery systems, and analytics providers.

All third-party providers sign comprehensive data processing agreements that limit their use of your information to specific, authorized purposes. We regularly audit these relationships to ensure your privacy remains protected throughout our service delivery chain.

Your Rights and Choices

Under Canadian privacy law, you have several rights regarding your personal information. You can request access to all data we hold about you, ask for corrections to inaccurate information, or request deletion of your account and associated data. We typically respond to such requests within 30 days.

• Access your personal information and learning data
• Request corrections to inaccurate or outdated information
• Delete your account and associated personal data
• Opt out of non-essential communications
• Export your learning progress and account data

To exercise these rights, contact our privacy team using the information provided below. We may ask for identity verification to protect your account security before processing requests involving sensitive information.

Data Security and Protection

We implement multiple layers of security to protect your information. Our systems use industry-standard encryption for data transmission and storage. Access to personal information is restricted to authorized personnel who need it for their job functions, and all staff receive regular privacy training.

Our servers are hosted in Canadian data centers that meet strict security standards. We conduct regular security audits and maintain incident response procedures to address any potential data breaches quickly and transparently.

Data Retention and Deletion

We keep your personal information only as long as necessary to provide our services and comply with legal requirements. Account information is typically retained for three years after account closure, while learning progress data may be anonymized and retained longer for research purposes.

When you request account deletion, we remove all personally identifiable information within 90 days. Some anonymized usage statistics may be retained to help improve our platform, but this data cannot be linked back to your identity.

Cookies and Tracking Technologies

Our website uses essential cookies to maintain your session and remember your preferences. We also use analytics cookies to understand how users navigate our platform, but you can disable these through your browser settings without affecting core functionality.

We don't use third-party advertising cookies or cross-site tracking technologies. Our focus is on providing you with the best possible learning experience rather than collecting data for external marketing purposes.

Changes to This Policy

We review and update this privacy policy annually or when significant changes occur to our data practices. When updates are made, we'll notify active users via email and post the revised policy on our website with a new effective date.

Continued use of our platform after policy updates constitutes acceptance of the revised terms. If you disagree with any changes, you can close your account or contact us to discuss your concerns.